California bans gender in setting car insurance rates

California bans gender in setting car insurance rates

[Ed. – Brilliant. Toss out the data that enables insurers to compute premiums on known probabilities to appease social justice warriors and wait for the fun to happen.]

On Jan. 1, outgoing California Insurance Commissioner Dave Jones banned the use of gender in setting insurance rates for private passenger cars throughout the largest state. While California isn’t the first state to do so, insurers and critics alike said the move puts one of America’s biggest industries on notice that it might not be able to use such discriminatory practices in the future.

“These regulations ensure that auto insurance rates are based on factors within a driver’s control, rather than personal characteristics over which drivers have no control,” Jones said in a statement. Auto insurers collected premiums of about $27.3 billion in 2017 in California in 2017, according to the California Department of Insurance.

Several other states already prohibit gender discrimination in pricing auto insurance, according to the Consumer Federation of America (CFA), a Washington, D.C., watchdog group. These include Hawaii, Massachusetts, Montana, North Carolina, Pennsylvania and some parts of Michigan.

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