Father whose premium will double would rather file bankruptcy

Father whose premium will double would rather file bankruptcy

[Ed. note: He wasn’t one of the cardboard cutouts standing behind Obama in the Rose Garden.]

Ben Neptun and his wife Charla are “furious” their family’s health insurance premium will be raised from $419 to $899 per month because of Obamacare.

“We will absolutely go in a hole with this change,” Ben said.

Ben, 36, and Charla, 34, are both home health nurses in Mobile, Alabama. They each make about $23 an hour and have spent the last year learning how to budget and recover from debt acquired in previous marriages. With a blended family of five—a 15-year-old, a 2-year-old, and a 10-month-old—Ben said “there’s no room for several hundred dollars extra per month” in their budget.

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The Neptun family buys their insurance directly from Blue Cross Blue Shield and spends about $2,000 a year on health care for the family, not including the monthly premium. So when Ben received a letter from Blue Cross explaining health insurance rates were increasing to comply with the new Obamacare regulations, he was angry. The new regulations in Obamacare force healthy families like his to “spend a boatload for nothing,” he explained.

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