[Ed. – I and many others told you it would happen exactly this way, dear. Congratulations. You got what you signed up for.]
I was elated — for Jim’s survival and for Obama’s victory. I looked forward to one of Obama’s major campaign promises: to provide national healthcare reform so Americans with a pre-existing condition could get insurance. …
The transition to Obamacare…would be, in three big ways, far rougher and more frustrating than I’d ever dreamed.
1) Obamacare brought us new health insurance options, but cost us our more affordable plans.
“If you’re one of the more than 250 million Americans who already have health insurance, you will keep your health insurance — this law will only make it more secure and more affordable,” President Obama promised in 2012.
The fact that this wasn’t true would be our biggest disappointment. …
2) We learned patience, but we couldn’t keep our doctors.
We had applied online and sent copies of our passports to California Covered for verification, but we received no bill, no confirmation of our coverage, no insurance cards. Jim spent an hour and a half on hold once before getting disconnected. He tried again the next day, waiting another two hours before getting disconnected. …
On Jan. 22, we finally got our enrollment number and made our first payment to Blue Cross so we could start seeing doctors. Jim went to his cardiologist on Feb. 10, only to discover the doctor had left Blue Cross.
Thus began a session of musical chairs as we tried to match our insurance to the doctors we wanted to see before the music stopped.