How Obamacare’s architects misread America

How Obamacare’s architects misread America

The latest Kaiser Family Foundation poll reported that only 24% of uninsured under 65 had a favorable view of ObamaCare while 47% had an unfavorable view.

One reason may be that ObamaCare requires policies to cover not just the expenses of catastrophic illness—the sort of thing auto and home insurance policies cover—but routine medical expenses and procedures that many individuals will not need. To that extent ObamaCare policies are not insurance but prepayment of routine expenses. Apparently many of the uninsured aren’t interested in prepaying for health insurance any more than they are interested in prepaying their credit cards.

A second assumption of ObamaCare’s architects is that health insurance will make people healthier. That assumption has been tested in Oregon…. The results, reported in the May 2013 New England Journal of Medicine, were that after two years there was no significant difference between insured and uninsured….

A third assumption is that those with health insurance are more likely to seek care from physicians and less likely to go to emergency rooms. But the Oregon health study showed that those with Medicaid were 40% more likely to go to emergency rooms than those without insurance.

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