Canceling health plans is a good thing

Canceling health plans is a good thing

Conservatives are expressing shock and outrage that the Obama administration knew that many people in the individual insurance market would not be able to keep their plans once the Affordable Care Act took effect. Such shock is not surprising; overblown outrage is the stock and trade of conservative politics these days.

But here’s what conservatives won’t tell you, lest it undermine their theatrics: Many insurance plans are shutting down because they don’t meet the higher bar of quality benefits required under Obamacare, and of those people who lose access to their plans, many will pay less and all will have better and more comprehensive options.

Also, with a few exceptions, no one is really noting that this point isn’t quite news. In 2010, the fact that certain insurance plans would not be grandfathered into Obamacare because of their inadequate coverage was widely covered by the press. It was a given, after all that, if standards for health insurance were going to be raised in America — a good thing — then some plans that don’t meet the bar would no longer be available. One could blame this on the Affordable Care Act, or alternatively, one could blame this on insurance companies for providing such substandard care in the first place.

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